When you purchase an insurance policy, it’s with the expectation that should a covered event occur, the provider will reimburse you for the resulting losses. Likewise, when you file a third-party claim against someone else’s insurance company, it’s reasonable to expect the insurer to treat you with honesty and integrity. Unfortunately, many accident victims learn [..]
Bad faith is when an insurer treats you unfairly in handling an insurance claim. If you purchased an insurance policy and have paid premiums on time, it’s reasonable to expect the insurer to act fairly. After all, that’s why you obtained coverage in the first place. But what if you have a perfectly valid claim [..]
During the initial interview of our personal injury clients, after asking all the obvious questions concerning the facts surrounding the injury, we ask the clients about their own automobile coverage. The typical response is “Why do you want to know that, it was the other person’s fault?” Most of the time, the clients state “We [..]
Many Missourians experience devastating losses because of storm damage from severe weather across our state each year. When people have insurance claims, we want to help make sure those claims are handled properly by providing tips for handling claims form storm damage and explaining a few things to take into consideration: 1. Property Damage [..]
An insurance company can be held liable for bad faith even when there is no coverage under the policy. In September 2014, the Missouri Court of Appeals, Western District upheld a trial court decision stating “[The insurance company] had an unequivocal duty to defend based on its own analysis of the policy…and, having undertaken that [..]
TGFW Managing Member, Chris Faiella, will present a CLE webcast. The webcast will be for West ED. The topic is Prosecuting and Defending the Bath Faith Case A to Z. Chris is an expert in the field of insurance bad faith and takes particular interest in these types of cases. If you’re interested in [..]
In a decision handed down in December 2014, the Missouri Supreme Court clarified the topic of insurance bad faith claims in Missouri, bringing this state more in line with the growing majority of the country and creating law that helps those who are insured and insurance companies who act in good faith. In that case, [..]
On April 26, 2011, the Missouri Supreme Court, in the case Schmitz v. Great American Assurance Company, — (S.W.3d – 2011) (2011 W.L. 1565447), held that a trial court was not permitted to determine a reasonableness of an underlying judgment against an insured in an equitable garnishment proceeding when the underlying case was presented to [..]
