Tatlow, Gump, Faiella & Wheelan, LLC
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Moberly, Missouri 65270
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Truck Accidents - An OverviewA traffic accident involving a commercial truck, such as an eighteen-wheeler or other large freight carrier, can be much more catastrophic than an ordinary car accident. A typical fully-loaded large commercial truck can weigh 80,000 pounds or more, while an average passenger automobile weighs approximately 3000 pounds. Because of this size disparity, and due to the basic laws of physics, any collision between a commercial truck and another vehicle is likely to result in serious, even fatal, injuries. While statistics show that truck drivers are generally much more careful on the road than automobile drivers, and thankfully the incidence of fatal crashes involving trucks and other large vehicles has declined in recent years, large truck crashes still accounted for 5350 fatalities and 133,000 injuries in 2001. The unique danger posed by commercial truck accidents can be made worse depending on the nature of the freight the truck is carrying. For example, if hazardous or flammable materials are on board, secondary injuries attributable to such dangerous cargo can result, including burns and respiratory injuries. In the event that you or a loved one is involved in an accident with a commercial truck, you may be entitled to recover compensation for your injuries by bringing a legal claim against the responsible parties. This article will provide an overview of such a claim. Proving Your CaseAs is true in most personal injury cases involving vehicle accidents, the primary legal theory of liability in commercial truck accident cases is "negligence". In a nutshell, a person or business entity (the defendant) is negligent if they failed in their duty to exercise reasonable care under the circumstances, and the plaintiff's injuries resulted from that failure. So, a person injured in a commercial truck accident must show that:
Potential DefendantsIn order to ensure a complete legal recovery for injuries suffered in an accident involving a commercial vehicle, it is important that you and your attorney identify as many potential defendants as possible. In many such cases, the truck driver may not be the only person or business entity legally responsible for the accident. Trucking companies, contractors, employers, and insurance companies may be obligated to compensate you for your injuries. When a commercial truck accident occurs, if an employment relationship is established between the truck driver and a trucking or shipping company, then that company can be held legally liable for the driver's negligence under a legal theory known as "respondeat superior." Under this liability doctrine, among other things your attorney will need to show that the company exercised some degree of control over the driver, and that the accident occurred while the driver was acting in the course of the employment relationship. Establishing the liability of a third-party company can become problematic when a truck driver is an independent contractor of a larger company. In such a situation, the key issue becomes the amount of supervising done by the company. The potential liability of trucking companies, employers, and contractors is a key factor in assessing recovery through insurance coverage, as all these entities will likely carry separate policies that will apply to the accident. In some rare cases, the manufacturer or shipper of hazardous materials carried by the truck may also be legally responsible for any injuries that were caused or made worse by the type of cargo on board. For example, if a shipper fails to advise a truck driver or trucking company of hazardous material contained in a load of freight, the shipper may be liable for injuries that result if that material catches fire or is released. DamagesIf you are involved in an accident where a commercial truck driver was at fault, you may be entitled to receive legal compensation for any physical, emotional and financial losses that resulted from the accident. This is a complex area of the law because its is always difficult to place a dollar value on injuries that include death, paralysis, disfigurement, emotional distress, pain and suffering, costs of medical treatment, lost income, and loss of earning capacity. In assessing and presenting your claim, a skilled attorney will consider all aspects of the harm and loss you have suffered as a result of your accident, to ensure that you receive fair compensation for your injuries. Special Considerations In Truck Accident CasesThe operation of large commercial trucks on highways and roads presents certain unique dangers that are not a consideration where ordinary passenger vehicles are concerned:
How Your Own Carelessness May Affect Your ClaimEven if you were careless and partly caused an accident with a commercial truck, in most states you can still get at least some compensation from anyone else who was also careless and partly responsible for the accident. The amount of the other person's liability for the accident is determined by comparing his or her carelessness with your own. That party's portion of liability determines the percentage of the resulting damages he or she must pay. This rule of comparing fault is known as "comparative negligence." In most states, you can't recover anything if your own carelessness was 50% or more responsible for the accident. In Missouri you can recover even if your more than 50% at fault but your damages are reduced by your potion of the fault. There is no formula for arriving at a precise number for a person's comparative negligence. During negotiations, your attorney and an insurance adjuster will discuss all of the factors that might have caused the accident. Then, the question of your own carelessness will be considered, along with all the other factors that determine how much your claim is worth -- such as the seriousness of your injuries and the amount of your medical bills. What You Can DoAny traffic accident involving a commercial truck is likely to result in serious physical injury and property damage. In the event that you or a loved one are involved in such an accident, you should consult an experienced attorney to ensure that your claim is properly assessed and your case adequately handled. Especially in light of legal deadlines for filing lawsuits, meeting with an attorney as soon as possible is the best way to protect your rights. DISCLAIMER: This site and any information contained herein is intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter. For a free initial consultation with one of our lawyers, contact Tatlow, Gump, Faiella & Wheelan, LLC or fill out a special personal injury intake form to sign up for a free initial consultation. Disclaimer: Past results afford no guarantee of future results and every case is different and must be judged on its own merits. |
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